The cost of living crisis is still here. Here’s how to support your people without breaking the bank

Times are tough right now. Your business is feeling the squeeze and so are your people.

Recent studies show that three-quarters of employees feel overwhelmed by rising costs, yet almost half won’t mention it at work.

This silence doesn’t mean that there’s no problem – it means that financial worries are affecting performance behind the scenes.

How financial stress shows up at work

When your team is worried about money, you’ll notice it in their work:

• More absences as staff take on second jobs or struggle with stress-related illness
• Higher turnover as employees chase slightly better pay elsewhere
• Decreased focus and productivity as financial worries take over
• Lower morale when people feel their struggles aren’t acknowledged

Money worries don’t stay at home. They follow your people to work every day.

While big pay rises might not be possible, there are still ways to make a difference.

5 practical ways to support your team without spending more

1. Talk openly about the situation. Create a safe space for staff to discuss money worries without judgment.

2. Offer flexibility where possible. Remote working cuts commuting costs. Adjusted hours can help with childcare expenses.

3. Connect people with help. Signpost to debt advice charities, credit unions or free budgeting workshops.

4. Prepare your managers. Train them to spot signs of financial stress before small issues become major problems.

5. Show appreciation without spending. Consider extra time off, public recognition or development opportunities.

The businesses that will come through this stronger are those that handle the challenge with both empathy and practicality.

Your team will remember how you responded during this difficult time long after economic conditions improve.

Here to help
If you want to support your people as the cost of living crisis silently continues without breaking the bank, I’d be happy to help you to put the right plans in place.